Home / About PropertyInvestmentCalc

About PropertyInvestmentCalc

Five calculators and a stack of guides built around one question: does this rental actually pencil out?

PropertyInvestmentCalc started as a single rental property calculator and grew into a small toolkit: cash flow and cap rate, property tax by state, mortgage escrow (PITI), refinance break-even, and straight-line depreciation. The guides that sit alongside them, on DSCR loans, the 1% rule, gross rent multiplier and the rest, exist to explain the math behind each tool in plain language rather than leave you staring at an unlabeled output.

Why another rental calculator

Most rent-versus-price advice online skips straight to a rule of thumb without showing the arithmetic underneath it. This site does the opposite: every calculator shows its formula, and every article walks through a worked example with real numbers, not just a definition. If a property's cap rate looks thin next to its cash-on-cash return, you can see exactly why on this site instead of taking it on faith.

How it is built

Every input runs client-side in your browser; nothing you type into a calculator gets sent anywhere or stored. That is a design choice, not a policy statement: rental deal numbers are frequently sensitive, and there is no reason a purchase price or a rent estimate needs to touch a server to produce a cap rate.

Who is behind it

Chris Terry owns and maintains PropertyInvestmentCalc, alongside a handful of other calculator sites. Real estate finance content is written and edited by Jessica Martinez; her byline runs on the guide articles across the site. See the editorial standards page for how the numbers get sourced and checked.

Spotted something off? Send a note and it gets looked at.